I've been trying to pay my B of A credit card online since Saturday (three days) and I keep getting this message: Bill Pay is Temporarily Unavailable.  You would think that in the current environment financial institutions would be more welcoming to those customers who actually WANT to pay their bill.  What are these guys doing with all the bailout money we've given them?  I also tried to pay by phone today, and after navigating through the automated menu for twenty minutes they disconnected me saying that there had been a problem, and to try later.  I think I'm going to start patronizing my local credit union.  They didn't receive bailout money and they give you better service...